In Florida, as in many states, SR22 insurance usually results in higher premiums. This is because SR22 is typically required for individuals who have had significant violations, such as DUIs, reckless driving, or multiple traffic offenses. Insurance companies will view these drivers as higher risks, and as a result, the cost of coverage will increase.

The increase in rates will vary depending on the severity of the violation, the duration of your SR22 filing requirement, and your driving history. Generally, you can expect to see premiums that are significantly higher than standard insurance rates, sometimes by 50% or more.

How Long Will My Premiums Stay High?

The increased premiums will remain for the entire duration of the SR22 filing period, which in Florida is typically three years. After this period, you can apply for regular car insurance, and if you have maintained a clean driving record, your premiums should return to normal.

If you’re looking to reduce your insurance costs during the SR22 period, consider comparing rates from multiple providers to ensure you’re getting the best possible deal. To find sr22 insurance florida providers near you, check with local agencies or use online resources.